Private or alternative loans are available, but they should be your last resort. Take advantage of all federal and state aid programs before you consider private loans. They often have high interest rates or require a creditworthy cosigner. If you are not eligible for federal or state financial aid these programs are an alternative source of funding. Make sure you do your research before selecting a lender.

The following list is designed to assist students in identifying Private Educational Loans that are available to students at Dalton State College. The College does not necessarily endorse any of the following lenders and is providing the information in the public interest. Students should proceed with caution and should be extremely careful while accessing Private Loan opportunities.

Should you wish to consider a Private Loan, you should contact the following Private Loan organizations to inquire about the terms and conditions of their particular Private Loan. When you have selected a Private Loan lender, you will apply online through that lender’s webpage. Upon approval of the loan application, the lender will notify DSC for any additional information needed. In some cases, a co-borrower will be necessary to qualify.

List of Private Loan Lenders

The College does not recommend any of the following lenders and is providing the information below for public interest.


Discover Student Loans are made by Discover® Bank. Discover Bank offers a variety of financial products, including FDIC-insured savings accounts, credit cards, personal loans and student loans.

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Regions Financial Corporation is a full-service provider of consumer and commercial banking, wealth management, and mortgage products and services.

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Sallie Mae

Sallie Mae is the largest private student loan lender in the US, offering private education loans, free college planning tools, and more.

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SoFi is a financial company that offers student loan refinancing, private student loans, mortgages, personal loans, insurance, and other financial products.

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Student Choice

Student Choice partners with the nation’s leading credit unions to offer competitive private student loans and student loan refinance options.

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Nelnet Student Loans

Nelnet is a financial service company specializing in consumer finance, telecommunications, and K-12 and higher education.

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Have questions?

Our Financial Aid Office is here to help you evaluate your choices and and answer any questions you have about private loans and how it relates to your financial aid.

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Office of Student Financial Aid and Veteran Services